KEMBA Financial Credit Union

A better way to bank

0.00% APR on Balance Transfers, plus 2% Cash Back for a Limited Time!

Unlock the possibilities with one of two great Visa cards! 

Let's talk

Annual Scholar Award: KEMBA is committed to providing educational resources and tools to enable individual success...we invite current and rising college students to take advantage of this scholarship opportunity! Learn more→

Apple Device Attack: Apple users are receiving fake, system-level messages on their iPhones, Apple watches and MacBooks, to reset their passwords. In cases when this scam has not been successful, fraudsters are calling users of these devices and requesting them share their Apple ID credentials over the phone. If you receive a call asking for your Apple ID password or personal information, hang up immediately and call the Apple Support number to report the call and to confirm if the call was valid.

Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan Refi
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!


Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
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Ohio Homebuyer Plus: Build your home savings faster

Earn 7.00% APY, a $500 match, & $1500 closing cost credit!

Build your savings for your unique goals

Earn up to 4.75% APY, 7x the national average money market rate!

Earn 3x the average with KEMBA's 11-mo Certificate

It's a safe and secure way to grow your money!

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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

5.74%

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Rates effective as of February 1, 2024 . 

Credit Card

APR as low as

13.24%

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Rates effective as of February 1, 2024 . 

Money Markets

APY as HIGH as

3.05%

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Rates effective as of February 1, 2024 . 

Certificates

APY as HIGH as

4.20%

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Rates effective as of February 1, 2024 . 

Community Banking

KEMBA is your Local Banking Partner









REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
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Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account