Ann Marie Gruber, Coordinator Assistant Director of Financial Aid Lakeland Community College 7700 Clocktower Drive Kirtland, OH 44094 Phone: (440) 525-7840 Fax: (440) 525-7651 Email: agruber@lakelandcc.edu   Stephanie L Goller, Chair Asst Dir Default Mgmt and Loans Owens Community College - Toledo PO Box 10,000 Toledo, OH 43699 Phone: (567) 661-2638   Ext: 2638 Fax: (567) 661-7344 Email: stephanie_goller@owens.edu